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A: Credit bureaus get information from your creditors, such as a bank, credit card issuer, or auto finance company.

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This site–maintained by the Federal Reserve Board–provides answers to some of the most common, and most important, questions about credit.

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So it’s especially important that you understand your credit report, credit score, and the companies that compile that information, credit bureaus.

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For example: A: There are three major credit bureaus–Equifax, Experian, and Trans Union–that gather and maintain the information about you that is included in your credit report.

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